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What documents do I need to sell my house?

Are you going to sell your property and feeling lost among paperwork? The necessary documents to gather for the sale of a house are still a few. Find out what they are, what each one represents, and where you can request them.

10 Aug 20234 min

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To sell your property, in addition to your identification documents, you will need to collect the following documentation:

  • Property tax note

The property tax book, or registration certificate, represents the identification document of a property. It is in this document where all the characteristics of the house are found, such as the location, areas, description, owners, and also the tax information. In other words, by detailing the Tax Assessment Value (VPT) of the property, it is through this document that the Municipal Property Tax (IMI) to be paid is determined.

This voucher has a validity of 12 months and can be requested either in person at any desk of the Tax and Customs Authority or online, on the Finance Portal.

  • Property registration certificate

The property registration certificate contains all history related to a property, such as previous owners, charges, works, among other factors.  

It can be requested in person at a Land Registry Office, or online through the Land Registry. The cost depends on where it is requested, with a fee of 20 euros in person, and 15 euros online. Once issued, this certificate can be consulted for six months.

  • Energy certificate

The energy certificate became mandatory in 2013 for property sales and determines the energy efficiency of a house, from A+ (very efficient) to F (inefficient).

In other words, it is in this document that you can find information about isolation, water, air conditioning and ventilation, as well as the improvements that can be made to the property in terms of energy.

The energy certificate cost may vary depending on several factors. However, you will have to pay a fee between 35 and 65 euros, depending on the property type.  

To proceed with the request for energy evaluation of the property, it is necessary to seek a qualified expert in your area through the Qualified Experts Exchange of ADENE.

  • User license.

The purpose of the utilization license is to identify the intended use of a certain property. It determines whether the property is for housing, commerce, services, or industry.

To access this document, it must be requested at the respective City Hall of the location of the property. 

You should also know that, if the building or fraction is older than 1951 and has not been altered, expanded, or rebuilt, it is exempt from submitting this document.

  • Technical sheet of the housing

The technical sheet of a dwelling describes all the properties of a property, relatively to technical and functional aspects.  

This document must be prepared after construction, reconstruction, expansion, or alteration of the building.

However, if any of these reforms were carried out before March 30, 2004, or if the housing license was requested before that date, this form is not necessary for the sale of the property.

  • Property floor plan.

The floor plan of a property is where all the layout and areas of each room in the house are indicated. For example, if the property has spaces such as a garage, storage room, or annexes, it should be shown in this document.

This document can be requested at the City Hall of the municipality where the property is located.  

  • Declaration of no debt to the condo association

The declaration of non-debt to the condominium is a necessary document since April 2022, becoming mandatory before the public deeds of real estate.

The purpose of this document is to inform the buyer about all charges related to the condominium of the fraction they are acquiring.

This means that if the property you are selling is located in a condominium building, you must provide this statement to the new owner 15 days before the deed, by registered mail.  

After requesting this statement, the condominium has a 10-day deadline to issue it.

So, this is all the documentation you need gathered to be able to proceed with the sale of your property. To ensure you don't miss anything or get lost in all the paperwork and steps, you can always ask for help from a real estate consultant for the sale of your house.

The credit intermediaries of Poupança no Minuto take care of your entire housing credit process, with a free and simplified service.

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Poupança no Minuto is a brand owned by Financefy, S.A., a linked credit intermediary registered with the Bank of Portugal under number 0006860. Services authorized to provide: Presentation or proposal of credit agreements to consumers. Assistance to consumers, through the performance of preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by the company. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral De Depósitos, S.A., Banco BPIi S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A., Branch in Portugal, Banco Ctt, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Real Estate Credit Union, S.A., Credit Financial Establishment (Sole Proprietorship) - Branch in Portugal, Bni - International Business Bank (Europe), S.A., Banco Bic Português, Sa, Unicre - Credit Financial Institution, S.A.