Decided it's time to start saving money so you can buy your house with a mortgage credit? Today, it's necessary to have a financial cushion since banks don't finance properties 100%. Let's see how you can save for this purpose in the article.
The process of buying a house with a housing loan is costly, but know that you don't need to spend all your savings. The more informed you are, the less risks you run of losing money in this process. That's why many Portuguese people turn to a credit intermediary to guide them through the contracting process. Find out how credit intermediation can help you in this article.
The appraisal value of a property is a determining factor in the equity you will need to have available when applying for a mortgage. Did you know that? Let's understand why.
This new section Tips for saving with Gonçalo Malheiro, Financial Educator and creator of digital content related to finance, brings us the third video about saving for the down payment when buying a house.
Are you planning to buy a house? Then you better prepare your wallet.
Are you going to buy a house with a housing loan and don't know how much initial down payment you need to have available? Pay attention to the factors that have an impact and what calculations you should make.
This couple bought their new home without the need for a large initial investment, saving thousands of euros on the down payment.
When buying a house with a housing credit, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a form called FINE, know its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?
Paying off your home loan early can be a solution to reduce the monthly installment you pay for this burden. Find out how it works, as well as the advantages and disadvantages.
Are you going to hire a housing loan and came across the concept of spread? This is one of the rates associated with this loan and can vary depending on some aspects. Learn how spread works so that you have a rate tailored to your portfolio.