Mortgage Credit Transfer
Credit for housing with Euribor: Installments decrease in July.
Do you have a mortgage linked to Euribor, with three, six or 12 months? Your monthly installment will decrease in July. Check the simulations below.
Related to: "Prestação da casa vai descer em julho: Veja as simulações "
Mortgage Savings Credit
Home loan installments decrease in the Euribor at three and six months in March.
Do you have a mortgage with a variable rate? Then find out if your monthly payment will decrease at the next review.
Housing Credit Acquisition
Bank of Portugal considers raising interest rates a "cold shower" for the economy.
In a post, the BdP explains how the European Central Bank (ECB) raised interest rates to curb price hikes and inflation. Understand in the following.
Mortgage Credit Transfer
Mortgage with Euribor? Your installment will decrease in June.
If you have a housing loan linked to the three, six, or 12-month Euribor, you will feel relief in your monthly installment. Find out what the impact could be.
Mortgage Credit Transfer
Will home installments decrease with falling interest rates?
The European Central Bank (ECB) announced in June the first interest rate cut since 2016. But what impact will it have on mortgage payments?
Present
House payments with Euribor decreases between €24 and €81 in September.
With the cut in benchmark interest rates, Euribor rates continue to decrease, leading to a progressive reduction in monthly payments for variable rate housing loans. Find out how much they could decrease in September.
Present
If you have a mortgage, in October you will feel relief in the installment.
The issue at hand is reductions that can amount to €100 monthly.
Housing Credit Acquisition
Home credit: Monthly payments may decrease by around €100 in March.
The recent drops in Euribor rates bring good news for those with mortgage revisions in March. Depending on the loan amount and term, the monthly installment can decrease significantly, providing some financial relief to families.
Housing Credit Acquisition
Is it harder to get a loan when the Euribor goes up?
With the increase in interest rates, banks reduce the amount of financing available to families, making access to credit more restricted. Understand how the Euribor influences your ability to obtain a loan.
Housing Credit Acquisition
FINE: Learn how to analyze a credit proposal.
When buying a house with a housing credit, you may come across some terms that may seem confusing at first. If you have already started the process and the bank has given you a form called FINE, know its purpose and how to analyze it.
Housing Credit Acquisition
Effort rate: What is this concept and how is it calculated?
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Housing Credit Acquisition
Mortgage loan: What is the difference between APR and APRC?
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
Housing Credit Acquisition
Mortgage credit: Fixed, mixed, or variable interest rate?
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Housing Credit Acquisition
Housing credit glossary
Are you going to apply for a mortgage to buy your home? Know that, throughout the process, you may come across expressions that can be confusing. We have prepared a glossary about mortgage credit to help you know everything.
Housing Credit Acquisition
Pre-approval of mortgage credit: What comes next?
The mortgage credit process goes through several stages, starting with sending documents to the bank. Next, the bank needs to evaluate if the credit holders have the conditions to proceed, and only then is the credit pre-approved. But what comes next?