Are you afraid you won't be able to pay off a loan due to unexpected events like involuntary unemployment or an accident that causes disability? This is where a credit protection insurance comes in. However, this is an insurance that requires many requirements. Let's explain how this insurance works.
Have you defaulted on your home loan? PERSI can help. Learn about the plan that banks must follow in this case, and find out how to save on your monthly installment.
Buying a car is an important feat in anyone's life, not only due to the responsibility it implies, but also because of the impact it will have on the wallet. From credit, to insurance and maintenance expenses, having a car is impactful on the budget, but how much?
The maximum interest rates on loans will be higher in the first quarter of next year. So how can you access proposals with lower rates? Find out in this article.
In the second quarter, the maximum interest rates on consumer loans increased, according to the Bank of Portugal (BdP). Want to know how to get the best rates in the market for these loans? Read this article.
An auto loan is a personal financing with the specific purpose of purchasing a vehicle. But how does it work, what requirements are necessary and what should you decide before contracting? We will explain next.
Realize who has to take responsibility for the material consequences of a storm.
Want to buy a property and don't know the steps to follow in the process? In this article, we explain three phases that you must go through before buying a house, and how credit intermediaries can help.
When buying a house with a mortgage, you may come across confusing terms. If you have started the process and the bank has given you a sheet called FINE, understand its purpose and how to analyze it.
The effort rate is one of the concepts in mortgage credit. In short, the effort rate assesses whether you have the ability to meet the installments of a loan. But what does this concept mean and how is it calculated?
Are you planning to buy a new house and have already gone to the bank to assess your financial capacity to move forward? If so, and you now have a pre-approved home loan, find out how to proceed in finding the right property in this article.
When buying a house through a bank loan, you may be faced with complex mortgage credit language. Such as the acronyms related to interest rates, APR and APR. So, what do they mean and what do they represent?
With the rise in interest rates, the difficulty in paying the monthly installments of housing credit is greater. Therefore, it is important to look for savings solutions in credit, such as transferring it. Learn how this process works, and if it has costs.
The interest rate you choose for your home loan has a direct impact on the amount you will pay for the monthly installment. You can choose between a fixed, variable, or mixed rate. But what does each concept mean, how does it work, and how does it impact the loan?
Are you going to take out a mortgage to buy your house? Know that throughout the process, you may come across confusing terms. We have prepared a glossary on mortgage credit to help you understand everything.