Latest

Hipoteca Familiar: Como a ajuda dos pais pode viabilizar o crédito habitação
Housing Credit Acquisition

Hipoteca Familiar: Como a ajuda dos pais pode viabilizar o crédito habitação

Comprar a primeira casa é um passo importante, mas também um dos mais difíceis de concretizar. Com os preços dos imóveis em alta, a exigência de capitais próprios continua a ser um dos maiores obstáculos para muitos jovens e casais.

19 May 20265 min

Crédito Obras: Guia completo para financiar a remodelação da sua casa em 2026
Home Improvement Loan

Home renovation loan: Invest in the transformation of your house.

Renovating your home can be an important step to increase the comfort and value of your property. With housing credit for renovations, you have the opportunity to transform your property in a smart and financially advantageous way.

14 May 20267 min

Como o IRS afeta a aprovação do seu crédito?
Housing Credit Acquisition

How does the IRS impact the financial ability to request credit?

The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize your statement to improve the effort rate, increase financing capacity, and even reduce debts.

11 May 20265 min

Crédito Habitação: 3 erros que atrasam a aprovação
Housing Credit Acquisition

Mortgage Credit: 3 errors that delay approval.

Buying a house is one of life's biggest financial commitments. When you finally find the right property, it's natural to want to close quickly. However, rushing is one of the main enemies in the mortgage approval process.

06 May 20263 min

Moradia ou apartamento: Como decidir a melhor compra ajustada ao seu orçamento
Housing Credit Acquisition

Moradia ou apartamento: Como decidir a melhor compra ajustada ao seu orçamento

Comprar casa é uma das decisões financeiras mais importantes da vida, e o dilema “moradia ou apartamento” continua a dividir opiniões. Uns valorizam o espaço e a privacidade; outros preferem a segurança e praticidade da vida em condomínio. Contudo, a escolha deve começar pelo lado financeiro.

05 May 20264 min

Modelo de casa de papelão com telhado inclinado e janelas recortadas, sobre fundo roxo com sombra projetada.
Mortgage Credit Transfer

How does the housing credit transfer work?

Are you dissatisfied with your current home loan? Tried to renegotiate the contract terms without success? Understand how home loan transfer works in this article.

29 Apr 20264 min

Quarteirão de casas.
Housing Credit Acquisition

At what age can you get a loan?

Do you know the minimum age to apply for credit? And the maximum age? Find out right away.

27 Apr 20264 min

Mulher com casaco amarelo abraça homem sentada à mesa de uma cozinha, com plantas e bancada ao fundo.
Mortgage Credit Transfer

How can I lower the installment of my home loan credit?

Housing credit: what measures can reduce the monthly amount to pay?

24 Apr 20264 min

Euribor e crédito habitação: Guia completo 2026
Housing Credit Acquisition

Explaining the Euribor: Find out everything about this benchmark.

Has Euribor been your worst nightmare? If you have a housing loan with a variable rate, this rate has been the reason your monthly installment has increased. We will explain why, below.

16 Apr 20264 min

Casas encareceram (significativamente) em 2023
Housing Credit Acquisition

Houses appreciated in 2023

The price of houses throughout 2023 has been rising, especially in 17 district capitals. But by how much has it increased and how to buy a house in 2024?

13 Apr 20262 min

Valor médio das rendas e venda de casas subiu (significativamente) de 2022 para 2023
Housing Credit Acquisition

Average rental and home sale prices significantly increased from 2022 to 2023.

The average value of both rents and house prices increased significantly in 2023 compared to 2022. Find out the numbers in question, and how to find the property at the best cost.

13 Apr 20263 min

Taxa de inflação recua em dezembro: Saiba qual a média total de 2023
Mortgage Credit Renegotiation

Inflation rate drops in December: Find out the total average for 2023.

The inflation rate has dropped again, now to 1.4%. With this, it is now possible to finalize the average for the year 2023. Learn about the data involved and how to take advantage of this moment to review the budget.

13 Apr 20263 min

Compensa comprar casa para arrendar? Conheça os dados de 2023
Housing Credit Acquisition

Is it worth buying a house to rent out? Discover the 2023 data.

According to data released by Idealista and later shared in a news article by Notícias ao Minuto, in 2023 it was worthwhile to buy a house to rent in most Portuguese cities. Find out more about the data, the profitability by district, and if the process is worth it, then.

13 Apr 20263 min

Crédito habitação: Taxa de juro média anual fixa-se em 3,612% em 2023
Mortgage Savings Credit

Mortgage credit: Average annual interest rate settles at 3.612% in 2023

Notice the data released by the National Institute of Statistics (INE) and learn how to download your home installment.

13 Apr 20263 min

Taxa mista foi o regime contratado em 71% dos créditos habitação em 2023
Mortgage Credit Transfer

Mixed rate was the contracted regime in 71% of home loans in 2023.

The mixed interest rate represented 71% of housing credit contracts in 2023. Check out the data, released by the Bank of Portugal (BdP).

13 Apr 20263 min

Eleito Produto do Ano 2025
Poupança no minuto

Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365


Poupança no Minuto is a brand owned by Financefy, S.A., a tied credit intermediary registered with Banco de Portugal under no. 0006860. Authorized services: presentation or proposal of credit contracts to consumers. Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit contracts that were not presented or proposed by it. Lenders: Bankinter, S.A. - Branch in Portugal, Caixa Geral de Depósitos, S.A., Banco BPI, S.A., Banco Santander Totta, S.A., Abanca Corporación Bancaria, S.A. - Branch in Portugal, Banco CTT, S.A., Novo Banco, S.A., Cofidis, BNP Paribas Personal Finance, S.A. - Branch in Portugal, Unión de Créditos Inmobiliarios, S.A., Establecimiento Financiero de Crédito (Sociedad Unipersonal) - Branch in Portugal, BNI - Banco de Negócios Internacional (Europa), S.A., Banco BIC Português, S.A., Unicre - Instituição Financeira de Crédito, S.A.