Housing Credit Acquisition
Holiday home: How to buy your dream house.
Having a vacation home can be more affordable than you think. Find out the steps and precautions to take to make this wish come true.
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Housing Credit Acquisition
Second home mortgage: Is it possible to buy a vacation home using a bank loan?
Already have a mortgage and want to buy another house? It is possible, but the process requires extra caution.
Housing Credit Acquisition
To buy a house in Portugal, one must "save salaries for more than 15 years."
According to analysis, buying a 2-bedroom property in Portugal requires families to save more than 15 years' worth of salaries.
Housing Credit Acquisition
Mortgage credit: What is the reference month for the revision of the installment?
Notice how the rule works.
Housing Credit Acquisition
Housing interest rate drops for the 14th consecutive month to 3.735%.
In March, the implicit interest rate in housing credit contracts fell again, reaching 3.735%.
Housing Credit Acquisition
Mother's Day: Learn how your mother can help with buying a house.
With Mother's Day approaching, we celebrate not only the emotional side but also the practical support that so many mothers give to their children - even when it comes to buying a house. Find out how to rely on your mother for a housing loan.
Mortgage Credit Transfer
BCE cuts interest rates, and housing credit installments will continue to feel relief.
With the new cut in interest rates, those with variable rate mortgages will continue to feel some relief in the coming months.
Mortgage Credit Transfer
Learn how to have more financial freedom by renegotiating, transferring, or consolidating credits.
If your credits are weighing on your budget, there are solutions within your reach. Renegotiating, transferring, or consolidating credits can help you save, simplify, and regain control of your money.
Housing Credit Acquisition
Is it harder to get a loan when the Euribor goes up?
With the increase in interest rates, banks reduce the amount of financing available to families, making access to credit more restricted. Understand how the Euribor influences your ability to obtain a loan.
Housing Credit Acquisition
Young house buyers: Besides tax exemption, they may have 100% financed credit.
Young people up to 35 years old can benefit from exemption of IMT and Stamp Duty when buying their first house, exemption of property registration costs, and public guarantee that allows 100% financed mortgage credit.
Housing Credit Acquisition
Housing payments can decrease by more than 100€ in April.
Mortgage installments will decrease on all Euribor terms in April.
Housing Credit Acquisition
Buying a house: 26 thousand young people have already benefited from tax exemptions.
The tax benefit of exemption from taxes on home purchases has already reached 26 thousand young people. The average value of houses is around 189 thousand euros.
Housing Credit Acquisition
Young funding up to 100% can now be granted by authorized financial corporations.
Authorized financial societies will now be able to provide 100% financing to young people up to 35 years old with the measure of public guarantee.
Housing Credit Acquisition
In 2024, 43% of new housing credits are young people up to 35 years old.
Almost half of the housing credits in 2024 were contracted by young people up to 35 years old, driven by new government incentives.
Housing Credit Acquisition
How does the IRS impact the financial ability to request credit?
The income declared in the IRS influences the approval and conditions of your credit. Learn how to optimize your statement to improve the effort rate, increase financing capacity, and even reduce debts.