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MTIC
Spread 0% no crédito habitação? Atenção às letras pequeninas
Housing Credit Acquisition

0% credit spread for housing? Watch out for the fine print.

Currently, there are banks promoting home loan proposals with 0% spread, one of the rates of this financing. But it is always important to look at the fine print: What are the necessary conditions to access this type of proposals? Does it pay off compared to other products that need to be contracted?

22 Nov 2023 • 4 min

Comissões bancárias a aumentar: Banco de Portugal disponibiliza comparador
Housing Credit Acquisition

Banking commissions increasing: Banco de Portugal provides a comparator.

Bank commissions continue to be increased by banks, following the rise in interest rates. So, find out how to compare values and how to minimize the impact of this cost on housing credit.

26 Oct 2023 • 4 min

Como comparar propostas de crédito com TAEG e MTIC?
Housing Credit Acquisition

How to compare credit proposals with APR and total cost?

If you are in the process of hiring a loan, you should inform yourself in advance about the terms used, so that you make the best financial decision. Comparing proposals before choosing the right credit conditions is essential. But what is the most realistic way to do it? This is what we will explain in this article.

25 Oct 2023 • 4 min

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Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365

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Financefy S.A. Credit Intermediary registered with Banco de Portugal (Bank of Portugal) as nº 0006860

Financefy - Mediação de Seguros Lda (Insurance Mediation Ltd), registered at ASF as nº 423578365