Ter um seguro de vida no crédito habitação é uma exigência habitual dos bancos. Mas isso não significa que tenha de aceitar a primeira proposta, e muito menos a mais cara. Há formas de poupar, garantir boas coberturas e escolher com liberdade: Saiba como.
Are you hiring a mortgage and facing the requirement of hiring life insurance? Learn how it works.
Hiring insurance online is possible, but has its advantages and disadvantages. It is necessary to pay attention to some issues when subscribing to this product digitally. For that, you can also ask for help from an insurance mediator.
At certain stages of our lives, we may find ourselves in need of taking out a life insurance policy. Just like with a housing loan, which requires the subscription of an associated life insurance policy. But when it comes to coverage, the terms used can be complex. ITP? IDPAC? IAD? We will see what they mean and how they differ.
A life insurance associated with a home loan needs to cover occurrences, so that banks allow the loan to be granted. The objective is for banking institutions to protect themselves and have the credit amount reimbursed in case of a claim.
By transferring the home loan, pay attention to the insurance: the new bank may require new policies, but cannot cancel the old ones without selling the property. Learn more in this article!
You may already know that it is possible to transfer your home loan to another bank. But did you know that you can also transfer your mortgage life insurance to a new insurer? The savings can be significant, achieving better conditions. It's true, find out more next.
Hiring insurance can be challenging due to complex concepts used by professionals. We have gathered in this glossary all the terms you should know to be able to subscribe to insurance in an informed manner.
When taking out a home loan, you may encounter the requirement to also subscribe to a life insurance policy. But why is it necessary to associate this insurance with the loan, and how does this product work?
If you are applying for a home loan and came across the requirement to take out life insurance, know that this issue has some nuances. Get to know the current law regarding the life insurance of the home loan.